All-Credit Car Dealership • Nashville & Middle Tennessee

Need a car but concerned about your credit?

Talk directly with Tequan “TQ” Daly at First Class Auto Sales LLC in Nashville. TQ helps buyers review income-based financing, buy here pay here, fresh start, and first-time buyer options, including no credit, rebuilding credit, bankruptcy, repossession, self-employment, short job time, no driver’s license, or bad credit car financing situations. You work with TQ directly, not a call center.

📞 Call or Text TQ Start Here
First Class Auto Sales LLC • Ask for TQ • Nashville, TN • 615-609-1490
✓All credit situations welcome ✓Income-based financing ✓Buy here pay here ✓Bankruptcy & repo OK ✓First-time buyers welcome ✓No driver’s license options
Proof, not promises

People TQ has helped

Customer stories are shared here only with permission. Below is one recent approval TQ shared, along with examples of the credit situations he helps buyers work through. More named stories will be added as customers approve them.

Approval • Shared by TQ

Approved on a Nissan

Situation: A buyer with credit challenges needed a fresh start after being turned down elsewhere.
How TQ helped: Reviewed income-based financing options and helped the buyer get approved on a Nissan.
Result: Approved.
Full customer story pending permission.
Situation TQ helps with

Fresh start after bankruptcy

Situation: Rebuilding credit after a bankruptcy filing.
How TQ helps: Reviews fresh start and recent-bankruptcy programs based on your timeline.
Result: Clear next steps instead of a quick “no.”
Ask TQ if this fits your situation — 615-609-1490.
Situation TQ helps with

First-time buyer

Situation: Never financed a car before, little or no credit history.
How TQ helps: Explains what to expect and reviews first-time buyer options.
Result: A clearer plan before you apply.
Call to talk it through — 615-609-1490.
Built for real situations

Financing programs TQ offers

Every credit situation is different. TQ can review the programs available and help you understand which option may fit your income, credit history, and down payment.

First-Time Buyer Program
Never financed before? TQ can explain what lenders usually look for and what to bring.
Recent Bankruptcy Program
Rebuilding after Chapter 7 or 13? Ask TQ which fresh start options may be available.
Fresh Start Program
Past credit issues do not have to stop the conversation. TQ can help you understand the next step.
Zero Down Program
Ask TQ whether zero-down options are available for your situation.
Recent Repossession Program
Even after a repo, financing options may still be available.
No Driver’s License Financing
No license? Financing may still be possible. TQ can explain what is required.
Short Job Time Financing
New job? Short job time may still work with income-based financing.
Self-Employed Financing
1099 and business income may qualify. Bring recent bank statements or income records.
Lot Financing / BHPH
The dealership may handle financing in-house instead of sending you to an outside bank.
Flexible Financing Programs
Programs for buyers who have been turned down elsewhere. Call TQ to review your options.

Program availability and approval terms vary by situation. Final approval depends on income, vehicle selection, required documents, down payment, and lender or dealership requirements. Call TQ at 615-609-1490 for details.

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Why people call TQ

A better way to buy

No runaround and no pressure. Just a straightforward conversation about your situation.

Direct contact with TQ

You talk with Tequan “TQ” Daly directly. No call center and no getting passed around.

Built around your situation

The conversation starts with your income, credit history, and goals, not a generic script.

Clear next steps

You leave with clear next steps and financing options explained in plain language.

Ready to talk through your options?

The fastest way to start is a quick call or text. TQ will ask about your situation and walk you through financing options that may work for you. Simple, direct car financing help in Nashville.

615-609-1490
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Have these ready

  • Valid ID (driver’s license if you have one)
  • Proof of income — pay stubs or bank statements
  • Proof of residence — utility bill or lease
  • Down payment info (if you have one)
  • A few personal references
  • Any trade-in details (optional)

Not sure what applies to you? Call anyway. TQ will tell you what to bring.

First Class Auto Sales LLC promotional flyer for Tequan TQ Daly with the $200 referral program and financing options

$200 referral program

Know someone looking for a vehicle, especially someone who has been turned down because of credit? Send them to Tequan “TQ” Daly at First Class Auto Sales LLC. The flyer includes details for a $200 referral program with no purchase necessary.

Call 615-609-1490 and ask for TQ.

Tap to Call Now
Referral details are shown on the promotional flyer. Confirm current terms directly with Tequan.
Straight answers before you call

Frequently asked questions

Common questions buyers ask before they call TQ. If you do not see yours here, just ask.

Can I get financed if I have credit challenges?
Yes. TQ works with buyers across the credit spectrum, including no credit, rebuilding credit, past credit challenges, and bad credit car financing situations. The first step is a quick call so he can understand your situation and walk you through financing options that may fit. Call or text 615-609-1490.
What if I’ve had a recent bankruptcy or repossession?
A recent bankruptcy or repossession does not automatically disqualify you. First Class Auto Sales offers fresh start and recent-bankruptcy programs for buyers rebuilding credit. Call TQ to review your timeline and options.
Do you work with first-time buyers?
Yes. TQ works with first-time buyers who have little or no credit history. He will explain what to expect and help you understand which financing options may fit your situation. Call or text 615-609-1490.
What if I’m self-employed or have short job time?
Self-employed income, including 1099 work, may qualify. Short job time may also be workable. Income-based financing looks at what you earn, not only how long you have been at a job. Have recent bank statements or pay records ready when you call.
Can I get a car without a driver’s license?
Financing may still be possible without a driver’s license. First Class Auto Sales has no-driver’s-license financing options. Call TQ to confirm what you need and whether the program fits your situation.
What do I need to bring to apply?
Bring a valid ID (a driver’s license if you have one), proof of income such as recent pay stubs or bank statements, proof of residence like a utility bill or lease, information about any down payment, and a few personal references. TQ will confirm the exact list when you call.
How does the income-based financing work?
Income-based financing reviews what you earn each month so the payment can fit your budget. TQ reviews your income, discusses available options, and explains the next steps in plain language. Call 615-609-1490 for details.
What is buy here pay here / lot financing?
Buy here pay here (BHPH), also called lot financing, means the dealership may handle the financing in-house instead of sending you to an outside bank. It can be an option when traditional financing is not available. Ask TQ whether lot financing fits your situation.

Ready to speak with TQ?

Call or text Tequan “TQ” Daly directly. Tell him your situation, and he will walk you through financing options, available programs, and clear next steps. No pressure and no runaround.

615-609-1490
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